HSA Eligibility
How to be (or keep being) HSA-eligible
11 articles
- Disqualifying circumstances for HSA eligibilityLet us answer those 'what-if' questions about your health savings account and eligibility
- Eligibility requirements to open an HSAWant a health savings account? Here's how to qualify!
- Exceptions to the HDHP requirement for HSAsCan you be covered under a non-HDHP plan and still contribute to a health savings account? Likely not, but there are exceptions.
- Rules for HSAs and adult children under 26Can non-dependent children open up a separate health savings account? Can you cover their medical expenses? Let's review.
- HSA rules for dependentsAs a dependent, health savings account funds can be used on qualified health expenses for you.
- Transfer and rollover rules for HSAsWhat if you already have a health savings account? You have two options to transfer HSA funds: rollover or trustee-to-trustee transfer.
- Insurance requirements for HSA eligibilityWhat does the IRS require for HSA-eligible HDHPs? For starters: Know your annual minimum deductibles and out-of-pocket maximums
- Identify your HSA contribution limitThe IRS has two contribution limits for health savings accounts: individual and family. Let's break down the requirements for both.
- Rules for HSAs when leaving a high deductible health plan (HDHP)If you're no longer on an HDHP, you can't contribute to a health savings account but may continue paying for qualified medical expenses.
- Medicare enrollment and HSAsEnrolled in Medicare Part A or Part B? Already have an established health savings account? Let's discuss.
- Understand family health plan changes & HSAsAdd or remove a family member from your health plan? Let's break down the potential impact on health savings account contribution limits.